SEC. 5. AUTHORITY AND MANDATE FOR FEDERAL RESERVE BANKS TO MAINTAIN
DIGITAL DOLLAR WALLETS FOR THE GENERAL PUBLIC.
(a) Authorization.--Subject to such restrictions, limitations, and
regulations as may be imposed by the Board of Governors of the Federal
Reserve System, each Federal reserve bank may maintain digital dollar
wallets.
(b) Mandate.--
(1) In general.--All Federal reserve banks shall, not later
than January 1, 2021, make digital wallets available to all
residents and citizens of the United States and to businesses
domiciled in the United States.